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Are Mortgage Brokers Like Car Dealers?
March 5, 2001 "My cousin financed his car through the car dealer and is now involved in a class action suit against the lender?  As I read about how car dealers arrange financing, it strikes me that they operate just like ... more...

Lessening the Impact of Bankruptcy on Your Credit
June 18, 2001, Revised November 22, 2004 To the genie who generates credit scores, all bankruptcies (and all foreclosures) have the same statistically-determined impact on credit scores. The genie never asks why a borrower went into bankruptcy or foreclosure.  Some ... more...

health ensurance related definitions

Certificate of Occupancy
Certificate of Occupancy Document issued by a local governmental agency that states a property meets the local building standards for occupancy and is in compliance with public health and building codes. This document is normally required ... more...

American Dream Downpayment Initiative
American Dream Downpayment Initiative The American Dream Downpayment Initiative (ADDI) aims to increase the homeownership rate, especially among lower income and minority households. ADDI help first-time homebuyers with downpayment and closing costs. The program assists low-income ... more...

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Get Free health ensurance Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Medical Insurance - Health Insurance Coverage & Plans Explained
If you're trying to decide between health insurance plans, you'll find that there are several different kinds from which to choose. It's important that you weigh all your options carefully. Your health insurance, even with an employer contribution to the cost, is very likely to be your largest ... more...

Fixing Health Care
The cost of health insurance continues to climb unabated. As the number of uninsured in America swells to 45 million people, many look to our political leaders for answers and relief.Presidential campaign rhetoric about how to control skyrocketing health care costs provides only short-term ... more...

Log On For Health - Creating an Online Health Resource
How many times have you heard someone say, "Well, as long as I have my health..." Indeed, good health is of paramount importance for all the obvious reasons. It is common practice to stock our medicine cabinets; take vitamins every day; try to eat square meals; and search out a job that offers ... more...

Smokers, Death Benefit Arguments, and Poly-behavioral Addiction
Do Governments Save Money by Watching Smokers Die Prematurely?This was the conclusion of a report, commissioned by Philip Morris, who looked at the cost of smoking in the Czech Republic in 1999. They concluded that tobacco can save a government millions of dollars in health care and pensions ... more...

The Health Insurance Policy Puzzle!
The first time you beginning shopping for a health insurance policy be prepared for a shock. Why! There are just so many different choices and the vocabulary of health insurance is almost like a foreign language.First of all, how do you choose the best policy? Surprise! There is no "best" ... more...

Advice on Choosing Health Food and Healthy Foods and Reading Nutrition Labels
Health food doesn't need a definition, does it? We all know what health food is it's yogurt and granola, whole-grain cereal and organically grown vegetables and fruit. It's 100% natural, no preservatives or dyes, unadulterated, pure. When you put all that together, you should have healthy food, yet ... more...

Inside Insurance Protection Priorities
Protecting your homeAlthough you have no legal obligation to insure your home, your mortgage company will want to protect their investment with buildings insurance. However, it is also worth protecting your own investments, so even after youve paid off your mortgage, you should ensure youre ... more...

The Art of Employee Motivation
If you think that your employees poor performance on their designated jobs is costing you a whole lot of loss profits, then instead of just doing a total overhaul of your employee roster, why not try to do some employee motivation tactics to get them to actually come around and be able to save your ... more...

Health Savings Account (HSA)
HSA is designed and introduced to reduce the health care cost for both employers and employees. Health savings account (HSA) is tax privileged savings plans offered to taxpayers in the United States to deposit money to cover current and future medical expenses.HSA provides tax-free savings account ... more...

Shih Tzu - Skin And Coat Health
Factors that adversely affect the health of a shih tzu's skin are genetics, the immune system, nutrition, hygiene, bugs, and hormones.Nutrition is the key to good skin health. If your shih tzu is prone to skin disease first check with a holistic practitioner or a conventional vet to see if he/she ... more...

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